Convenience: We no longer live in our parent’s world. The baby boomer generation is busier than a Roman soldier fighting for an Empire. Who has time to shop? If shopping like I do, that is, wait until I know I need to purchase more than one gift, such as for holidays, or simply it so happens that anniversaries, birthdays, etc. of loved ones all fall within a 2-3 month period, I will always shop online, where I can buy five substantial gifts for often under $100 and get free shipping to boot.
Once you have found the shop with the best offer for you, you can make your purchases. But, just as in any other shop, you have to make sure you only buy what you need and don’t fall for the temptation to buy more than you need, just because the products are cheap. If you do buy too much, you haven’t really had any benefit from the good prices, but if you don’t, you will soon experience how much extra money you suddenly have. Especially if you make sure to use these extra savings to pay back your loans or deposit them into a savings account.